Benefits of having a credit

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At KrediYa we trust people like you and we grant credit to those who have been rejected by traditional financial institutions because we all have the right to enjoy technology and have greater payment facilities.

But, have you ever wondered, what is credit and how does it work? Well, here we clarify your doubts and tell you what happens if you get a credit for your smartphone.

What is credit?

Credit is a form of financing that allows you to have access to a certain amount of money. The commitment you make is that, in the future, being the beneficiary of the credit, you will return it in payments and with an additional interest for the trust and ease that the company has placed in you, in addition to generating additional benefits that we explain below:

  1. You will create a positive credit history.
  2. This will allow you to apply for more financing in the future, for example, to be able to buy a car or a house.
  3. It will allow you to access other financing.
  4. So you can acquire a product or service by paying in periodic installments, for example weekly, monthly or biweekly.
  5. You will not need cash...
  6. To acquire a good or service.
  7. It is a powerful tool...
  8. That will help you achieve your financial goals in the short, medium and long term.

It seems incredible that at a time when people need technology to work, study or generate an extra family income, more than 73% of the population does not have the opportunity to obtain a credit; that is why we thought about it and in KrediYa we have a very clear mission, to make technology available to everyone, offering you the opportunity to purchase your next smartphone on credit without so much hassle and with very simple requirements.

Requirements to obtain credit with KrediYa

All you need is an official credential in good condition to corroborate data. It's that easy! 

Now that you know the importance of starting and maintaining a healthy credit history.

With KrediYa you'll get a smartphone fast!
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